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Money Tips

Cash or card in Japan?

Prepare money for restaurants, trains, temples, local shops and convenience stores without overthinking every payment.

Quick answer

Bring a credit card, but also carry some yen in cash. Japan is card-friendly in many places, yet cash is still useful during real travel days.

What to know

TipCash is still usefulSmall restaurants, temples, shrines, local buses, market stalls and coin lockers may still be easier with cash.
TipCards work in many travel spotsHotels, big stores, chain restaurants and many convenience stores usually accept cards or contactless payment.
TipATMs are part of the planAirport, convenience store and post office ATMs are common choices for travelers, but card networks and fees can vary.
TipCoins add up quicklyJapan uses coins often. A small coin pouch or wallet space makes vending machines, lockers and small purchases easier.
TipIC cards help with small paymentsIC cards are useful for trains and can also pay at many vending machines, convenience stores and station shops.

Simple payment backup flow

For most trips, the safest routine is one main card, one backup card, some cash and an IC card for daily movement.

Where money questions usually appear

Payment issues often happen during ordinary moments, not only at banks or airports. These guides cover the common places.

Use these next if you are planning everyday movement, food and purchases.

Related guideATMs and Currency ExchangeKnow where to withdraw yen and what to check first. Related guideIC Cards and Mobile PaymentUse trains and small payments with less friction. Related guideCashless Payment Trouble GuidePrepare for declined cards or app problems. Related guideJapan Travel MistakesAvoid cash and payment surprises.

FAQ

Do tourists need cash in Japan?Yes. Cards are common in many places, but cash is still useful for small restaurants, temples, local shops, coin lockers and some buses.
Where can tourists withdraw cash in Japan?Many tourists use ATMs at convenience stores, post offices and major airports. Check your card network and fees before traveling.
Can I travel Japan with only a credit card?It is possible in some big-city situations, but carrying some cash makes travel easier and avoids problems at smaller places.

Japanese version